A new chapter
Turning 65? Let's make this easy.
Medicare has a few important deadlines around your 65th birthday. Here's what they are, what to avoid, and how to get it right the first time — for free.
Your enrollment timeline
- 1
3 months before your 65th birthday
Your Initial Enrollment Period opens. This is the best time to set things up — enrolling early helps you avoid gaps and penalties.
- 2
Your birthday month
Coverage can begin. We’ll have already mapped your options so you’re not scrambling.
- 3
3 months after
Your window closes. Miss it without other coverage and you may face lifelong penalties — so let’s not.
The mistakes we help you avoid
- Assuming you’re automatically enrolled (most people aren’t).
- Picking a plan before checking that it covers your doctors and prescriptions.
- Missing the 7-month enrollment window and getting a permanent penalty.
- Going it alone when free, unbiased help is available.